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Mini Medical Health Insurance

Mini medical health insurance plans (also known as mini-meds) are limited benefit plans. Similar to indemnity plans, they offer only bare-bones coverage levels.

The difference is that mini medicals pay health care providers a fixed amount specified in your contract. You will be responsible for paying the remainder to doctors, hospitals, etc.

These plans have very low premiums, and can be helpful if you can find low cost providers that accept them. On the other hand, mini-meds have been criticized for misleading advertising that implies that they offer full-fledged health insurance, which they do not.

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