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Co-payments are an important part of the cost of any health insurance plan. A co-payment is the fixed amount you will pay for a particular service.

Co-payments can be charged for the following:

  • Filling a prescription
  • Visiting a doctor
  • Having a blood or other medical test done

These amounts can vary from as little as $5 or $10, to as much as $40. In most cases, a lower monthly premium comes with more expensive co-payments.

In addition, most co-payments only apply when you are in-network. If you choose to go outside of the provider network for health care, you may instead be responsible for a percentage of the bill.

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