Posts Tagged - ‘young adults’

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What the Health Bill Means for Young Adults

Monday, March 22nd, 2010

(Image: Zef Delgadillo under CC 3.0)

People between ages 19 and 29 are more likely to be uninsured than most other groups. Young adults are also more likely to visit the Emergency Room than many other groups. No one should start out their adult life under a mountain of medical bills. Even a basic individual health insurance plan will limit exposure to unexpected medical costs. Individual health insurance plans for adults ages 18-24 can be as low as $100/month, or less. A health plan can save you thousands of dollars in the event you need emergency care.

What’s more, the health bill extends specific provisions that reach out to young adults. Effective immediately, the legislation allows those through age 26 who do not have medical insurance to remain on their parents’ policies at their parents’ discretion. Currently, states regulate the age at which children are kicked off their parents’ insurance policies. Generally, it’s around 18 years old. Plans will be much more affordable for young adults under the new bill.

There is also immediate help for uninsured individuals with pre-existing conditions. This applies to young adults and all other Americans. The health bill includes a $5 billion fund to finance an immediate, temporary insurance program for those who are uninsurable because of pre-existing conditions.

If you need help finding coverage, health insurance agents will help you compare the costs of various plans at no additional charge.

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Young Voters Still Support Healthcare Reform

Tuesday, February 2nd, 2010

Health Insurance Reform and Young Adults

A lot of attention has gone towards Americans who are angry at the Democratic party for overreaching on healthcare reform. The issue appears likely to endanger Democrats’ chances in this fall’s midterm elections. Frustrations expressed by the other side, whose who feel that the Obama administration’s proposed reforms don’t do enough to provide greater access to affordable health insurance, have received less attention. If it looks like the Obama administration and Congress plan to ignore their concerns, they may tune out of the political process altogether.

That seems to be changing. An increasing number of political pundits are speculating that the young adults that propelled President Obama into office in 2008 will be absent from the polls this November. While it is common for this demographic to skip voting on electoral off-years, it puts the Democrats in even more danger. Republicans have made some inroads by warning of the impact healthcare reform would have; namely that forbidding many pricing practices that many consider discriminatory to those of a certain age or with pre-existing conditions will harm young voters by making individual and Speaker Pelosi under CC 2.0)

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