Posts Tagged - ‘unions’

Post border

NJ Public Sector Employees To Chip In For Health Insurance Premiums

Monday, May 24th, 2010

Image: Hugo90 under CC 3.0

Public sector unions in New Jersey, including the police and firefighters, have grudgingly agreed to pay for part of their health insurance premiums.

Starting June 1st, the state employees will have to contribute at least 1.5% of the cost of their New Jersey health insurance policies. Compared to private sector employees, that’s nothing. Many of the latter have to cover most or all of their own premiums!

For an employee with an annual salary of $50,000, they will have to pay just $750 per year in premiums: a very affordable health insurance option. Despite some previous concessions, these plans are typically comprehensive.

Post border
Post border

Public Employee Health Benefits Too Generous?

Wednesday, January 27th, 2010

State and federal employees have managed to avoid many of the economic problems that have befallen their private sector counterparts. A significant percentage of them have seen their income increase during the recession, in addition to their job stability. As it turns out, their group health insurance is also more generous.

In the federal and state governments, employees’ health insurance plans are typically paid for in full by taxpayers. Unlike people who have employer-sponsored health insurance plans from private companies, public employees do not have to pay partial premiums. If you compare health insurance plans, those available to public employees often offer wider and more varied coverage than the PPO health insurance offered to the rest of the workforce. For example, they may recieve full health dental insurance, instead of the limited benefit plans offered elsewhere. Many of them also have their healthcare fully covered after retirement, a privilege most private sector employees lack.

How is this possible? Labor unions, which are far stronger in the public sector, were able to negotiate agreements that include affordable health insurance in their contracts. However, more people are coming to the conclusion that something needs to change. In a nation where millions of people are suffering without health insurance, does this group of employees deserve to enjoy that high level of benefits while avoiding risk and maintaining an uncommon level of job security?

(Image: robyn318 under CC 2.0)

Post border