Posts Tagged - ‘robert moore’

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Don’t Put Your Girlfriend On Your Family Health Insurance!

Thursday, February 4th, 2010

(Image: Tambako the Jaguar under CC 2.0)

Family health insurance is often an affordable way to make sure your loved ones remain in good health. However, you have to make sure all of your legal paperwork is in order. Although cohabitation is more common, some benefits are only afforded to married couples (or those with formal domestic partnerships).

In New York, a man named named Robert M. Moore was arrested for fraud. His crime? Listing his live-in girlfriend as his wife in order to put her on this health insurance policy. She used over $13,000 worth of medical insurance, prescription drug coverage, and dental insurance. She hasn’t been arrested, whereas her lover is charged with third degree larceny and fraud.

People often do misguided things for love. It’s understandable that Moore wanted to care for his girlfriend, especially if she has pre-existing conditions that prevent her from buying individual health insurance coverage at an affordable price. Health is certainly more valuable than flowers and candy. Unfortunately, the State Insurance Department doesn’t agree. He faces up to seven years in prison. So think twice before giving your boyfriend or girlfriend a contract with their name on your health insurance policy for Valentine’s Day. If you’re worried about their access to health insurance, you might want to go ahead and put a ring on it instead.

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