Posts Tagged - ‘kaiser family foundation’

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Employer-Based Health Insurance Plans Providing Less Care for More Money

Friday, September 3rd, 2010

Image: RangerRick under CC 3.0

When employees look at their health insurance plans today, they see more responsibility (and cost) on their end with fewer benefits. That’s according to a new survey from the Kaiser Family Foundation.

In a struggling economy, companies look for different methods of saving money. One of them is shifting the cost of health coverage to employees. Unfortunately, workers must pay for those costs with the same or even smaller (for those who have taken pay cuts) incomes! Wages have not grown with the cost of health insurance for several decades now.

The average employee is paying 14% more for health care in 2010.

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Did Group or Individual Health Insurance Premiums Rise More In ’09?

Tuesday, June 22nd, 2010

Image: TheTruthAbout under CC 3.0

According to the Kaiser Family Foundation, those buying individual health insurance have experienced far greater increases in their premiums recently.

Their findings:

  • 77% of those buying health insurance on their own were presented with a price hike
  • On average, those proposed hikes were 20%
  • 16% of those presented with proposed rate increases switched to less generous–and less expensive–health plans, either through the same or a different insurer. Many of the others didn’t switch due to pre-existing conditions that would make finding a different plan difficult.
  • Altogether, the average rate increase (including those who changed plans) was 13%.
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