Posts Tagged - ‘health insurance coverage’

Post border

Top 3 Concerns When Shopping For Health Insurance Online

Tuesday, February 23rd, 2010

Shopping for health insurance has become a very competitive business with hundreds, if not thousands of websites promoting themselves online.
Some of these are carriers themselves or captive agents. Others are online health insurance agencies or agents. Still others are just procuring prospects in order to sell this information to others that sell insurance.

There’s a maze of confusion between carriers, agents, prospectors, and others.
It really can be confusing and more so very frustrating when going through the process.

  1. Choose Websites Carefully
    • It is easy to just enter into a website that promotes health insurance and provide your basic information in order to get an affordable health insurance quote. The problem is that unless you are certain of what the website does with your information, you could be asking for trouble.Your information could be sold to anyone willing to pay for it. Then, you’ll start getting phone calls from someone you don’t know, selling you who knows what, without you even knowing if they are even licensed to sell health insurance.
  2. Get Quotes From Different Carriers
    • Don’t be pushed into just any carrier without first weighing in other options. Take the time and go through the exercise. Compare and review.
  3. Understand the Underwriting Process
    • Find out about the carrier you are applying for and their underwriting criteria. You don’t want to apply and be rejected for coverage. This can exclude you from getting coverage from another carrier.
Post border
Post border

Obama says Republicans Health Plan won’t Work

Tuesday, February 23rd, 2010

The health bill summit is about to play out and President Obama is telling Republicans to get with his program. Mr. Obama has released his plan to make health insurance coverage more affordable for Americans. The health plan is posted on a website for all to see. Now, President Obama and his team are asking Republicans to do the same.

Both sides are slated to meet and merge together their ideas to improve the healthcare system and provide Americans with more affordable health insurance plans. But it seems neither side is willing to compromise on their ideas. Republicans are insisting the government not takeover the system. Democrats feel the only way to bring down increasing health insurance costs is by getting involved.

Mr. Obama has been clear that his proposal isn’t the final say on legislation, and that’s what the upcoming summit is all about. However, many feel that the President is about to use his power to pass the bill regardless of how Republicans feel. Republicans are not expected to all of a sudden get behind Democrats on the health bill. After all, both sides have been debating the issue for a year.

At this point, President Obama appears to be ready to move forward with healthcare reform whether Republicans like it or not.

Post border
Post border

Man Has 1,000-Mile Commute For Health Insurance Coverage

Tuesday, February 23rd, 2010

(Image: CBGB Hoser under CC 2.0)

The auto industry has been one of the most hard hit during this recession. Many General Motors employees are a case in point; plants have closed across the country, leaving tens of thousands of people without jobs and generous health insurance benefits. Others, such as Michael Hanley, have kept their jobs: however, he has been transferred to another plant several states away.

Why would a man commute from Wisconsin to Kansas for work each week, sacrificing family time? Access to health insurance coverage plays a large role in it. Hanley’s wife, Laura, suffers from a rare blood disorder that can lead to cancer, and she requires chemotherapy. She needs a comprehensive health insurance plan to cover the cost of her treatment; the annual deductibles alone reach tens of thousands of dollars. Most companies don’t offer group health insurance as generous as the plans negotiated by the United Auto Workers union.

The good news for the Hanleys is that they will keep their health insurance after Michael is eligible for retirement.

Post border