Posts Tagged - ‘federal health insurance pool’

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High-Risk Health Insurance Pool D-Day

Monday, June 28th, 2010

Image: katietower under CC 3.0

Today is the deadline for states to decide whether or not they will participate in one of the initial changes of healthcare reform: they need to tell the federal government if they are planning to create new health insurance pools for high-risk patients with pre-existing conditions.

So far, 18 states have flatly refused. Qualified uninsured people from those states will buy into a national pool, which will open on July 1st. Utah and Texas are still undecided, but they’re running out of time.

The states that will create new temporary pools for high-risk health insurance plans will receive part of a $5 billion grant set aside in the law for that purpose.

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Will You Be Stuck In A State Health Insurance Pool?

Friday, April 30th, 2010

Image: Steve Rhodes under CC 3.0

The federal high-risk health insurance pool for people with pre-existing conditions will probably be cheaper than the pools that already exist in 35 states, due to the larger base of consumers.

Unfortunately, people who have already signed up for their state’s affordable health insurance option for high-risk patients won’t be eligible for the national program. In order to sign up for the federal program, you have to have been uninsured for at least six months.

Enacted as a temporary measure in the healthcare reform law, the federal pool will launch on July 1st. Some states are encouraging potential applicants for their programs to wait until then.

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