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Why do I need Student Health Insurance?

  • Student health insurance is used for those who are attending college. Students will likely have access to the campus clinic for basic medical services. However, students will need to visit physicians and other specialists for other medical screenings and  routine tests, and we never expect to use emergency room services, you should be prepared in the event you need immediate care.
  • Every student should have college student health insurance to protect their health and save money. It will cost you to have comprehensive health coverage, but without insurance medical costs will be even higher. You will end up covering all medical expenses out of pocket which has pushed some people into financial debt.
  • Students health insurance policies from private health insurance companies offer flexibility, more so than the cheapest student health insurance sold by the university. However, those student health insurance plans are more expensive. It is important for you and your parents to decide what level of coverage is right for you.
  • The cost of health insurance will depend on what type of coverage and benefits you want. You will need to diligently read about different policies to ensure you find the one that suits your needs.
  • It is important to get help during this process of finding affordable student health insurance. VitalOne health insurance agents will help you find the most comprehensive coverage for you.

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