Who Needs Temporary Health Insurance?

  • If you are in between jobs temporary health insurance will work for you. Most plans last one to six months and can be renewed for a total of 36 months.
  • Waiting for individual health insurance policies to be approved takes time. In the meantime, you should get short term health insurance coverage which usually goes in effect right away.
  • Many college graduates are looking for jobs offering health insurance benefits, but until they land full-time jobs, short-term insurance can fill the gap.
  • You might consider a short-term plan if you are temporarily without insurance for some other reason. If you have retired early, you may need coverage until you qualify for Medicare.

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