- If you are in between jobs temporary health insurance will work for you. Most plans last one to six months and can be renewed for a total of 36 months.
- Starting a new job often comes with a probation period and your benefits may not begin right away. In this case, affordable temporary health insurance will work for you.
- Waiting for individual health insurance policies to be approved takes time. In the meantime, you should get short term health insurance coverage which usually goes in effect right away.
- Many college graduates are looking for jobs offering health insurance benefits, but until they land full-time jobs, short-term insurance can fill the gap.
- You might consider a short-term plan if you are temporarily without insurance for some other reason. If you have retired early, you may need coverage until you qualify for Medicare.