What Should My Short Term Health Insurance Plan Deductible Be?

When you are looking to buy a short term health insurance plan, there are many deductible options available to you. Typical deductibles range from $1,000 to $5,000. How do you know whether to pick a high annual deductible or a lower one?

It depends on several factors, including:
  • your monthly budget
  • your health status
  • your tolerance for risk
If you choose a high deductible, you’ll receive a lower short term health insurance quote. However, you will be responsible for more out-of-pocket cost if you require major medical care. You may be willing to take that risk if you are in generally good health.

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