I Am Already Sick; can I get Short Term Health Insurance?

Short term health insurance is not coverage for those with pre existing conditions. These are typically defined as any condition you had during the 36-month period prior to the start of coverage. If you apply for short term health insurance you will probably be denied coverage. Affordable short term health insurance is for those who are healthy. It offers almost immediate coverage without much of a hassle. Individuals with pre exisiting conditions should consider group health insurance which may be offered through your employer. This coverage accepts pre existing conditions. In some states, you can be a group all by yourself for insurance purposes. Many people start their own business to get the group of one insurance benefits and rates. You can also check to see if your state has high-risk pools specifically for people with pre-existing conditions who can’t find affordable insurance on their own.

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