How will I Know which Short Term Plan is right for Me?

  • When shopping for temporary health insurance coverage you’ll need time to find the policy that best suits your needs. There are a several types of short term health insurance policies. Some plans cover preventive care for regular testings and screenings others are mainly used for catastrophic coverage.
  • Keep in mind that the amount of benefits often determines the amount the health insurance will cost you. The more benefits, the more your plan will be.Many short term health insurance plans require you be in good health. Be sure and learn about the underwriting process for the company and policy you are applying for. Otherwise, you could wind up with a denial of any treatment related to your pre-existing condition.
  • It’s important to answer the health questions on the application honestly. Most reputable insurers offer a 30-day guarantee of satisfaction and will refund 100 percent of your premium within this time should you decide you don’t want the policy after all. In order to get your money back, you can’t have made claims under the policy.
  • Finding the best low cost short term health insurance can be hard and it shouldn’t be. Licensed health insurance agents are available to help you find the most affordable temporary health insurance for your health needs.

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