If you are unemployed, self-employed, or working for a small business, you may not have health insurance through a group or employer. That’s where individual health insurance comes in. However, you may not see the point of buying individual health insurance at this point in your life.
Even though you may be healthy now, things can change in an instant. Individual health insurance coverage will make sure you’re prepared. Depending on your age, gender, and health status, you may be able to find a plan for as low as $50 per month. Just one emergency room visit costs more than several months’ worth of premiums!
Also, you will be able to find a lower individual health insurance quote now. Rates become more expensive when your health worsens and you are more desperate for health care.