Deductibles for Individual HSA Plans

Health savings accounts have become one of the most popular kinds of health insurance for individuals. Monthly premiums are generally low, and there is freedom of choice in providers. Although HSA health insurance has many benefits, it is important to consider the deductible before choosing a policy.

Individual HSA plans have high deductibles. In order to qualify for a health savings account, an individual health insurance policy must have an annual deductible of at least $1,100. This means that you will be responsible for out-of-pocket medical expenses under that amount. Fortunately, you will be able to pay for it tax-free, due to your HSA!

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