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Will Student Health Insurance Survive?


Image: swatjester under CC 3.0

The shape of health insurance plans is set to change due to healthcare reform. Health coverage for students is no different.

Colleges and universities all over the country are waiting with bated breath for new guidelines from the Department of Health and Human Services. They want to ensure that their offerings meet the minimum standard for adequate coverage as “Bronze Plans”. If not, such plans are in danger of disappearing: students with employed parents can stay on their health insurance until age 26, while others can buy coverage through the newly-created health insurance exchange markets.

Student health insurance is often maligned for charging high rates for inferior coverage–especially nonsensical given the generally young and healthy population. Moreover, many campuses have their own mandates.

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