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Will You Be Stuck In A State Health Insurance Pool?

Image: Steve Rhodes under CC 3.0

The federal high-risk health insurance pool for people with pre-existing conditions will probably be cheaper than the pools that already exist in 35 states, due to the larger base of consumers.

Unfortunately, people who have already signed up for their state’s affordable health insurance option for high-risk patients won’t be eligible for the national program. In order to sign up for the federal program, you have to have been uninsured for at least six months.

Enacted as a temporary measure in the healthcare reform law, the federal pool will launch on July 1st. Some states are encouraging potential applicants for their programs to wait until then.

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