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Will Health Insurance Plans Be Required To Cover Contraception?


Many believe that healthcare reform will result in health insurers providing full coverage of contraception. This is because the law requires plans to cover “essential preventative care services” at no cost to the patient. That means no co-payments or co-insurance percentages!

For several reasons, the idea of full coverage for birth control is controversial. Social conservatives are leery of appearing to endorse premarital sexual activity (although married couples use contraception as well). For their part, many employer-based health insurance plans are dreading yet another mandate that increases their costs. However, that cost is far less than what they will otherwise have to pay in maternity cost.

The Health Resources and Services Administration will make the decision.

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