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Health Insurance Reform Brings Free Screening

Image: quinn.anya under CC 3.0

One of the main tenets of affordable health insurance reform is the promotion of preventative care services. To that end, you will no longer be responsible for a co-payment on annual physicals, immunizations, or mammograms. Some people avoid them, either because they are uninsured or cannot afford steadily increasing co-pays.

If you buy a new health insurance plan after this September, the expanded wellness benefits will be included. However, existing plans won’t be upgraded until they make significant changes to their cost structure or other major elements.

This increase in services is expected to result in an eventual decrease in health insurance costs, because preventative care is cheaper than treating an expensive, chronic disease. With more people insured, they will be better able to afford regular checkups.

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