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New Trend: Lump Sum Health Insurance Payments

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An increasing number of doctors and health insurance companies are considering lump-sum reimbursement. As opposed to being paid for every procedure they perform, health care providers will be paid a certain amount to treat a particular condition or perform a particular surgery.

Proponents of the strategy believe that it promotes preventative care and more cooperation. It also makes costs more predictable for your health insurance plan.

Some worry that bundled payments will penalize doctors who deal with complicated cases and chronic conditions. Despite those concerns, several major health insurers in California are already on board.

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