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Immediate Family Health Insurance Changes Post-Reform

(Image: Steve Polyak under CC 3.0)

With the passage of the healthcare reform bill comes many changes to family health insurance policies. Some of them occur immediately.

What significant impact will families feel now?

  • Children can no longer be excluded from health insurance plans due to pre-existing conditions.
  • Adult children can remain on your health insurance policy as a dependent until the age of 26.
  • There are no more lifetime or annual caps on health coverage, either per individual or per family.
  • Free preventative care will be offered with new health plans.

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