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Family Health Insurance Can’t Be Denied Due To Child’s Health

Image: cole24_ under CC 3.0

Those buying family health insurance will see a significant benefit in healthcare reform within a year. What is it?

This particular change is very important: health insurance companies will no longer be allowed to deny families coverage due to a child’s health status. Sometimes, children are born with pre-existing conditions. Clearly, it is through no fault of their own. In the past, companies were able to refuse to sell a health insurance plan to a family whose child had a potentially expensive condition.

The provision will be especially helpful to the self-employed or parents whose firms don’t offer health benefits.

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