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Tips: Beware of Health Insurance Reform Scams


Image: ToastyKen under CC 3.0

Many people are using the healthcare reform law to sell products and services. Unfortunately, some are using scare tactics to scam consumers out of their hard-earned money.

Here are some tips to avoid being ripped off:

  • If anyone calls you and claims that they are a government employee collecting payment for an Obamacare health insurance plan, don’t give them any information. The federal government will not be collecting premiums directly.
  • There is no such thing as coverage against “death panels”. However, telemarketers are attempting to sell that non-existent coverage.
  • Make sure that you are speaking with a licensed health insurance agent before giving out any bank account information, either over the phone or in person.
  • If rates seem too good to be true, they probably are. $30 a month plans are extremely rare.
  • Do not buy coverage from an anonymous fax. Most of them list no company information.

States are increasingly investigating health insurance fraud. Be careful out there!

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