Deductibles On Your Family HSA Health Plan

Many families find that health savings accounts suit their lifestyle. Before choosing this type of plan, you should consider more than the monthly family health insurance rate. The deductible plays a significant role in the affordability of your health insurance.

In order to qualify for a family HSA health plan, a family must have an annual deductible no less than $2,300. However, the deductible cannot exceed $11,600 per year. Those figures are from 2009 U.S. Treasury guidelines, which are subject to change.

A higher deductible means that cheap family health insurance monthly premiums are widely available.

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