An increasing number of American families are blended: meaning that they consist of previously divorced parents, at least one of whom has children from a previous relationship. Choosing among family health insurance plans is a difficult task, but one that is certainly possible and necessary.
First, consider if all of the family members will be on the same plan. Is the other parent insuring one or more children through their own policy? If so, is it more affordable than buying family health insurance coverage for everyone? Also, does their plan include your local area in its provider network?
Afterward, check to see if any member of your family has a pre-existing condition. They may have to have their own separate health insurance policy. Often, the price of that individual policy and the family policy for everyone else combined can be more affordable than the increased premiums of a family health plan which includes them.
