Posts Tagged - ‘wellness’

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Virtual Fitness: Employers Creating Online Workout ‘Buddy’ Networks

Sunday, January 24th, 2010

Health insurance providers are offering their own versions of a virtual fitness system for the Web junkie set. Following a successful internal beta test with its own employees, “Aetna Health Connections Get Active!” is a group / team oriented fitness and nutrition program tailored to Aetna’s commercial employer health plan customers.

The company reports that more than 57 percent of its 35,000 employees in the United States participated in the “Get Active Aetna” program. One Aetna official from Arlington, TX reports the program helped him to lose 120 pounds. Other employees say the social networking component of the program has helped them connect with others who they otherwise wouldn’t have considered shaping up with. The program is a private-label product of Providence, RI-based Shape Up The Nation.

Even before the current Twitter and Facebook fanatics flocked to the Internet, Med School buddies Brad Weinberg and Rajiv Kumar learned from their early clinical days that patients who were the most successful at losing weight, increasing their exercise, quitting smoking and sticking to their goals all had one thing in common: they had social networking profiles and used their online friends to push them forward.

Aetna isn’t the only group health plan provider to put exercise in the cloud. Cigna, UnitedHealth and other major insurance companies offering their own brands of virtual fitness tracking and exercise regimes, to their own employees and to their plan subscribers. These companies and other FORTUNE 500s regularly report substantial cuts in healthcare costs, employee morale and retention by offering wellness programs that are fully integrated into social networking sites.

Some online fitness program providers work with companies to generate customized reports that tell CEOs which employees are using the program and how often. Other companies fully-integrate the data into Human Resources systems to cross-reference it with group health insurance claim information. While privacy advocates have concerns about the usage of such data to discriminate against employees in some way, national statistics tend to favor the employer:

  • The Kaiser Family Foundation reports: Nationwide, employer-sponsored health coverage premiums for family coverage have increased by 97% since 2000, from $6,438 to $12,680 in 2008.
  • Many have experienced 16% increases during the last 3 years much due to the rising epidemic of obesity and overweight adults.
  • A study in the Journal of Health Affairs noted that per person health care spending for obese adults is 56 percent higher than for normal-weight adults. Over 15 years, the additional costs incurred by obese adults with private health insurance versus normal-weight adults increased from $272 to $1,244 per person per year. The International Journal of Obesity reports, weight gains of 20 pounds are associated with medical care cost increases of >$500 over the last three years.
  • Obese workers lose about 13 times more days per year of work from injury or illness. (In an organization of 10,000 employees, with 32% obesity, that equates to 334,880 hours or an estimated 161 full time employees. With an average national salary of $38,500, the total cost of lost days can be as much as: $6,198,500 per year.)

Online nutritionists, exercise coaches and member message boards are also growing in popularity outside the workplace since real-live trainers are finding work in other industries and more exercise enthusiasts are cutting their gym memberships to save money.

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Sitting is the Silent Killer

Friday, January 22nd, 2010

Image and video hosting by TinyPicSitting behind a desk for the workday in corporate America is just part of the job. So long as we’re supported by a comfy chair that helps us get our workday tasks done with relative ease and minimal strain on the back, it’s hard to imagine many occupational hazards to concern ourselves with until we leave the office. Not so say Swedish medical researchers. Turns out, sitting is the silent killer.

Aside from putting ourselves at a higher risk for obesity and diabetes, the longer we stay in sitting mode, say the Swedes, the worse off we are in the long run. Doctors at the Karolinska Institute and Swedish School of Sport and Health recently submitted the results of their study to Swedish health officials who quickly designed a series of elaborate exercise programs to keep working Swedes in tip-top shape.

Swedish guidelines now call for individuals to “take regular 5-minute breaks during a working day that is spent behind a desk,” and engage in “a minimum of 2.5 hours of physical activity off the clock to stay fit and healthy,” reads the recommendation.

Perhaps the most mind-warping concept for Americans to embrace in the study is our notion of “sedentary.” For years, U.S. health officials have forged such a strong bond between this relatively benign word and a visual of the mid-life couch potato husband who spends the majority of his off-hours on the couch at home. The Swedish sitting study makes the typical couch potato look like a blob of Play Dough in comparison.

“In the demanding and stressful society of the present, to prescribe these low and minimally time-consuming efforts may encourage many people with problems in maintaining a sufficient level of exercise,” the doctors wrote. “Encouragingly, research has shown that simple forms of individualized physical activity in clinical practice has had a beneficial impact on exercise level as well as sedentary time.”

If that wasn’t enough to get you outta your chair, consider the fact that our American counterparts in the healthcare and medical insurance industry have warned us against deep vein thrombosis — essentially a blood clot that forms and pools most often in the leg when we sit for long periods of time. If you sit in the same position without moving around much for as little as three hours, some people are susceptible to sudden blood clots that could launch quickly into the lungs and cause a fatal heart attack.

Considering the Swedish are amongst the healthiest people in the world, following their lead is probably a safe bet.

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Health Insurance Companies Deflect Blame For High Rates, Point To Massage

Thursday, January 21st, 2010

The heads of major health insurance companies were recently called to Capitol Hill to testify on their behalf in healthcare reform hearings. Many politicians and average citizens alike have blamed what they consider greedy health insurers and business practices that harm consumers; such as rescission (revoking a medical insurance policy when a patient develops a condition while insured), denying coverage to people with pre-existing conditions, and discriminatory pricing that makes women pay more for a health insurance plan than men in similar health. Even the proposals for scrapping the current bill in Congress altogether call for scaled-back legislation that will strengthen regulation of the health insurance industry.

Delphi Financial Group CEO Robert Rosenkranz, however, believes that health insurance companies have been unfairly made into scapegoats. Most of the blame for high health insurance premiums, rather, is the fault of consumer demand and state requirements. Over the years, consumers have demanded that services such as chiropractic, acupuncture, or massage be covered by their health insurance plan. Some states have wider coverage requirements than others, and the states that mandate coverage for a wider variety of services (such as gym memberships) tend to have more expensive health insurance premiums on average. All of these services have a positive impact on wellness, but are not direct healthcare expenses. Therefore, Rosenkranz believes that covering such care defeats the purpose of medical insurance: to cover what cannot be budgeted for in advance.

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