Major medical health insurance is also known as a limited plan. It covers catastrophic illness and injuries, as opposed to preventative care. Deductibles are normally quite high, which means that monthly premiums are lower.
You will be responsible for the cost of preventative care services. If you prefer not to pay for prescriptions and doctor visits out-of-pocket, complementary comprehensive plans are also available.
These major medical plans are ideal health insurance solutions for the young and healthy (who are less likely to use regular medical care), as well as those who have tight budgets. Since major medical insurance covers surgeries, x-rays, intensive care, and hospitalizations, it can help prevent you from sinking into bankruptcy.