Posts Tagged - ‘health insurance reform’

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Republicans Vow To Repeal Healthcare Reform If They Win Midterms

Friday, August 20th, 2010

Image: Republican Party of Shelby County under CC 3.0

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The heated midterm election battles are underway. Control of the House of Representatives and Senate is at stake in November. Democrats are looking to retain their majority, but what if they don’t?

Tennessee Republican representative Marsha Blackburn recently stated that the GOP will repeal the Obama administration’s healthcare reform law if they regain control. The law is controversial largely due to provisions that create a mandate for individuals and companies to buy a health insurance plan.

However, Rep. Blackburn’s promises may be more election rhetoric than reality. While the Republican party may take a few steps in the direction of eliminating the law, President Obama is guaranteed to veto any bill that would repeal it. Although political pundits predict that Republicans may win a significant number of seats, they may not reach the essential two-thirds of the Senate that would be necessary to override a presidential veto.

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Statistics About Massachusetts’ Uninsured

Wednesday, August 18th, 2010
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Image: David Paul Ohmer under CC 3.0

Largely due to the state’s first-in-the-nation healthcare reform, Massachusetts residents are the most likely in America to have a health insurance plan. Still, the expansion has not succeeded in providing universal coverage. Why?

A recent study from the Urban Institute and the Robert Wood Johnson Foundation’s State Access Reform Evaluation looked to identify the 4.1 percent who were still uninsured.

Here are their findings on the average Massachusetts resident without health insurance:

  • From 19 to 64 years old
  • male
  • an ethnic or racial minority (African-American, Hispanic, etc.)
  • unmarried
  • lack of proficency in the English language; either their own or that of an adult who lives with them
  • less educated
  • not a U.S. citizen
  • more likely to be unemployed
  • could be eligible for public Medicaid coverage

The study’s authors believe that the state’s message may not be getting across to its attempted demographic. Suggestions include rewriting the program information in order for it to be understandable with a 4th to 8th grade reading level.

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States Receive Grants To Implement Healthcare Reform

Tuesday, August 17th, 2010
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Image: Aaron Esterling under CC 3.0

Affordable health insurance reform requires states to take the lead in regulating insurers. Many of them do not have the infrastructure or legal authority to do so. That is where $46 million in federal grants come in.

All but a handful of states, as well as the District of Columbia, will receive $1 million each for actions such as hiring actuaries to investigate rate increases and developing data systems for health insurance rate filings.

Which states are the holdouts? The following didn’t apply for the Department of Health and Human Services’ grant:

  • Georgia
  • Iowa
  • Alaska
  • Wyoming
  • Minnesota
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Will States Be Able To Implement Health Insurance Plan Reform?

Monday, August 16th, 2010

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Image: tomcensani under CC 3.0

Although healthcare reform will result in more federal involvement in regulations, the majority of the responsibility for regulating health coverage will still rest with the states.

However, it seems that many state insurance commissioners don’t have the power to do some of the things the Obama administration wants them to. Almost half of the states claim that they don’t have the legal authority to review health insurance plan rate increases, for example.

What are they doing to make sure that they can effectively enforce some of the consumer protection provisions that begin next month? States such as Florida and Texas have little recourse, except for gently encouraging health insurers to modify their contracts in order to comply with federal law. Regulators are planning on new state laws being passed in the next year, or using general laws against deceptive trade practices. It remains to be seen if these tactics will be successful. If they are unable to take the lead, the national government will step in–an unpalatable alternative to many.

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Yet Another Affordable Health Insurance Reform Lawsuit

Saturday, August 14th, 2010
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Image: Wikipedia

This time, a conservative group from Arizona is suing the Obama administration over healthcare reform. The Goldwater Institute, which filed the lawsuit, believes that while the issue of increasing access to affordable health insurance is important, the federal law is too heavy-handed.

They are representing a variety of interests, including Republican politicians on both state and local levels, as well as a small business owner. In addition to the belief that they will be forced to purchase a health insurance plan they don’t want (when, in their view, the Constitution delegates health care policy decisions to the states), the plaintiffs also fear that the legislation violates privacy rights.

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Health Insurance Scammers Prey on Healthcare Reform Confusion

Wednesday, August 11th, 2010
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Image: B Rosen under CC 3.0

Over the past several months, the American public has been wrestling with the advent of healthcare reform and what it will mean for them. For many, it will require them to purchase a health insurance plan.

Unfortunately, scammers in 24 states are taking advantage of this uncertainty. They are advertising medical discount plans as full-fledged health insurance, which they are not. Unlike standard insurance, these limited plans aren’t accepted by doctors and hospitals to cover most or all of a person’s medical bills.

The Federal Trade Commission has joined in the fight to crack down on these misleading marketing tactics. They hope to eliminate them before the mandate provision of the law goes into effect in 2014.

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Support For Healthcare Reform Continues to Rise

Friday, July 2nd, 2010

Image: joeltelling under CC 3.0

Although healthcare reform is still extremely controversial, a recent poll showed that Americans’ outlook on the law became more positive in June.

The Kaiser Family Foundation’s polling showed that 48% of respondents were now in favor of the bill, an increase of 7% from the month before. Opposition decreased by three percentage points, to 41%.

Why the change of heart? There are several contributing factors. For one thing, the political heat has somewhat died down–other issues have taken the spotlight. Meanwhile, the Obama administration had launched a public relations campaign, which drew attention to the beneficial affordable health insurance-related provisions taking effect this year.

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Democratic Governors Fight Back Against Healthcare Reform Lawsuit

Monday, June 28th, 2010

While several lawsuits contending that healthcare reform is unconstitutional are currently pending, supporters of the legislation are stating their arguments in favor of it.

A small group of Democratic governors are now defying their Republican attorney generals, by filing a friend of the court brief defending the federal government.

The states involved:

  • Washington
  • Colorado
  • Pennsylvania
  • Michigan

Their filings will explain what benefits they believe affordable health insurance reform will have for their states, bolstering the defendants’ case for any future Supreme Court hearings on the topic.

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Voters Want Healthcare Reform Changes, Not Repeal

Tuesday, June 1st, 2010

Image: shinealight under CC 30

The news isn’t great for Democrats who supported the healthcare reform overhaul: a majority of likely voters in the November midterm elections still aren’t big fans of the legislation. Republicans counting on an electoral sweep shouldn’t be too happy either; the wholesale repeal of the bill they have been pushing for isn’t very popular either.

Then, what does the American public want? According to a poll by the Wall Street Journal and NBC News, a majority would vote for a candidate that is willing to give the law a chance to work, but fix and improve it. Independent voters are especially open to that strategy by a 57%-40% margin. Although they’re still skeptical that the law will have a positive impact and make affordable health insurance more widely available, just 42% prefer the hypothetical candidate that would go back to the drawing board and repeal the current legislation.

Indeed, last month’s special election in Pennsylvania seems to confirm this viewpoint. The Democratic candidate, who expressed similar views (he would have voted against the bill, but looks to make improvements to what is now law), defeated the Republican candidate who sought total repeal.

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Do State or Federal Health Insurance Requirements Apply?

Friday, May 21st, 2010

Image: Tony the Misfit under CC 3.0

The healthcare reform legislation creates a list of mandatory minimum coverage level, which require all health insurance options to cover certain treatments and tests.

However, 27 states and Washington, D.C. have their own coverage mandates, which extend from colon cancer and preventative care to autism therapy. In the case where they conflict, which one holds sway?

Not to worry: the broader standard will apply to health insurance companies in each state, regardless of whether it is state or federal.

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