Posts Tagged - ‘health insurance mandate’

Post border

Healthcare Reform Lawsuit Arguments Continue

Tuesday, August 31st, 2010
health insurance plans
Image: steakpinball under CC 3.0

When it comes to healthcare reform, controversy is never far behind. The federal government has continued to argue that the law is constitutional. In a district court, their lawyers claim that the burden of proof should be on the coalition of states suing.

Specifically, the states claim harm from the provision that mandates the purchase of health insurance plans. If a person or business does not comply, they are subject to annual fines of $695. However, the plaintiffs have allegedly failed to demonstrate imminent or actual financial injury, since that aspect of the legislation does not take effect until 2014.

Moreover, the federal government claims that even if the penalty (which would be collected by the IRS) is technically considered a tax, the Anti-Injunction Act prevents states from challenging it, since the individual mandate is considered integral to the structure of the bill.

Post border
Post border

Colorado To Vote On Health Insurance Plan Mandate

Saturday, August 28th, 2010
health insurance plan
Image: Paraflyer under CC 3.0

Like several other states, Colorado will have a healthcare reform-related question on the November ballot. Voters will be able to decide whether or not they want to legally challenge provisions of the law.

Similar to other states’ ballot measures, it would pass a law that prevents the federal government from enacting a health insurance plan mandate–one of the main provisions of the bill, intended to reduce the cost of health insurance by spreading the cost among more (typically healthy) people.

It remains to be seen if Amendment 63 is successful. Even if it passes, the federal law may still dominate state law. However, conservative groups are happy that the Colorado health insurance measure received enough signatures to reach the ballot.

Post border
Post border

Massachusetts Man Doesn’t Buy Health Insurance Plan, Sues Govt.

Thursday, August 12th, 2010
health insurance plan mandate
Image: WorldIslandInfo.com under CC 3.0

This may be a sign of things to come: a man who defied Massachusetts’ individual mandate by not buying a health insurance plan is contesting his $2,000 fine in court. He already tried the formal appeals process to get the fine reversed, but to no avail.

Michael Merlina claims that the $800 monthly premium for him and his wife under the Massachusetts Health Insurance Connector’s most affordable option was too expensive. Meanwhile, the couple’s combined income wasn’t low enough to qualify for heavily discounted state health care for the poor.

National healthcare reform will phase in a similar requirement in 2014. It includes elements of–but differs from–the Massachusetts model. It remains to be seen if it will have a similar impact for those caught between the cracks.

Post border
Post border

Missouri Launches Its Own Health Insurance Reform Lawsuit

Thursday, July 8th, 2010

Image: Allen Gathman under CC 3.0

It started with Virginia. Then, Florida and 20 other states banded together. Now, another state has joined the ranks of those suing over the Obama administration’s health insurance reform law.

Republican Lieutenant Governor recently filed another similar lawsuit, which contends that requiring almost all residents to purchase Missouri health insurance (as one of the primary statutes does) is unconstitutional.

Why didn’t Missouri join the class-action suit? It is unclear; unlike Virginia, it doesn’t have its own separate law against the compelled purchase of health care that gives it separate standing–however, a measure to pass one is currently pending on their August primary ballot.

Post border
Post border

Healthcare Reform Complicates Tax Reporting

Thursday, July 8th, 2010

As most know, the healthcare reform law includes an affordable individual health insurance mandate, intended to bring more people into the pool and make health care less expensive for all.

According to the provision, the IRS is responsible for enforcement of the medical insurance mandate. Non-exempt individuals or employers who violate it will charged penalties on their tax returns. However, there are doubts that the Internal Revenue Service is up to the task.

The requirement also creates more complications for business and nonprofit accountants when filing tax returns. In an attempt to reduce underreporting of income (which would reduce federal funding for medical insurance reform), they will now be responsible with keeping records of the 1099 forms they will have to have for all transactions over $6,000, as of 2012.

Post border
Post border

Healthcare Reform Doesn’t Help Boost Dental Insurance

Thursday, June 10th, 2010

Image: .hj barraza under CC 3.0

Dental care is beyond a cosmetic concern: issues with tooth and gum disease can also be indicators for other health conditions, such as heart disease. Why, then, does the healthcare reform law do little to expand coverage?

Currently, 20% of those with employer-sponsored coverage are without a dental plan. While procedures can be performed without insurance, dentists may charge several hundred dollars out-of-pocket. The health insurance reform law doesn’t require people to purchase supplementary coverage, such as dental insurance for adults. However, some comprehensive health insurance plans may include it.

Maybe mandatory dental coverage would be too much of an expensive burden for companies and insurers to tolerate, especially since they will face other strict requirements. It would also cause further controversy in the political arena, as yet more interference into private enterprise.

Post border
Post border

Republicans Vote To Fight South Carolina Health Insurance Mandate

Wednesday, June 9th, 2010

Image: BAR Photography under CC 3.0

During Tuesday’s primary, SC Republican voters expressed their views on several issues. As was predicted, an overwhelming 86% of them want their party to continue fighting healthcare reform.

They are especially opposed to the possibility of being subject to a mandate that would force them to either buy South Carolina health insurance or pay a penalty to the federal government.

Although the vote isn’t legally binding, it’ll be an inspiration for GOP lawmakers in the state.

Post border
Post border

Virginia Health Insurance Lawsuit Hearing Scheduled

Friday, June 4th, 2010

July 1st is the date: that’s when Virginia’s attorney general has to present his opposition to the individual and employer mandate created by healthcare reform to the court.

The state already has a law protecting its residents against being penalized for not buying Virginia health insurance

Post border
Post border

Amendment Against Ohio Health Insurance Mandate?

Friday, May 28th, 2010

Image: Snassek under CC 3.0

In Ohio, a group of “tea party” activists are looking to enact a state constitutional amendment that would exempt them from one of the major elements of healthcare reform: the individual mandate.

Ohio Liberty and American Patriots Against Government Excess want to put the Health Care Freedom Amendment on this November’s ballot, and are currently gathering petitions. If it passes, it would prevent any state or federal agency from mandating a person or employer to purchase Ohio health insurance–or pay a penalty or fine for failing to do so.

Laws in place before March 19th (prior to President Obama signing the health care bill) will not be affected.

Post border
Post border

Obama Administration Wants VA Healthcare Reform Lawsuit Dismissed

Tuesday, May 25th, 2010

Image: BAR Photography under CC 3.0

Yesterday, Department of Justice Lawyers requested that a federal judge dismiss the state of Virginia’s lawsuit against healthcare reform.

Shortly before the federal legislation passed, Virginia passed a state law that forbids any entity from mandating that its residents purchase a health insurance plan. Its attorney general then filed a lawsuit on the grounds that the individual mandate that is at the center of the Obama administration’s reform efforts is an unconstitutional overreach on the part of the federal government, therefore violating the 10th Amendment. Secretary of Health and Human Services Kathleen Sebelius said in the government’s motion that the Commerce Clause allowed them the power to regulate this issue, and that striking down the provision would virtually cancel out the law’s attempt to control costs while simultaneously expanding coverage.

The judge is still mulling over both sides’ arguments. Whether or not this particular Virginia health insurance mandate lawsuit continues, there is still the one from 20 other states to deal with.

Post border