Posts Tagged ‘affordable health insurance’

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Healthcare Spending is No Easy Fix

Friday, March 12th, 2010

The healthcare debate has lawmakers at odds, and if you are wondering why Congress can’t seem to get a hold on the issue of medical insurance the simple answer is: it’s not easy. A large part of the healthcare debate is spending, and lawmakers must predict how much money the country’s health system will need in the future.

As said in an article by The New England Journal of Medicine, no one can accurately predict what health care expenditures will be 10 years from now, because they will depend on many factors, every one of which is unpredictable. For instance, what health problems will the country face in 2020? No one knows what the incidence of heart disease, cancer, and other major objects of health care spending will be 10 years from now. The prevalence of obesity may continue to increase or reverse its course. New infectious diseases may appear and become widespread. Equally important, and equally difficult to predict, are advances in medicine, or in economic terms, changes in medical technology. New drugs, new devices, new imaging techniques, and new surgical procedures have had a huge impact on health care expenditures in the past and probably will in the future as well.

And then there is the cost of medical advancements. Some advancements are proven to be cost effective while others are seen as wasteful. But how can Congressional leaders know exactly which interventions to invest in?

Healthcare spending becomes a matter of how much a life is worth. It’s a difficult principle to quantify and even more challenging for lawmakers to govern. So as lawmakers struggle to come to common ground on how to make health insurance more affordable, remember, it’s no easy fix.

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Obama Working Student Loan Reform

Wednesday, March 10th, 2010

Student loan reform may work its way into the healthcare bill. President Obama has proposed student loan reforms, which would slash subsidies the government gives loan companies like Sallie Mae, would save the government billions of dollars — a critical point given the health care debate has largely come down to arguments over cost savings.

Republicans and Conservative Democrats have expressed concern over the costs of the health bill. Some Democrat leaders who are on the fence about the bill are waiting to see how much money the bill will save businesses, insured, and the government. Leaders are now putting together a compromise version that should make health insurance more affordable. However, details on cost savings are still being worked out.

If President Obama is able to provide medical insurance to millions of Americans and at the same time pass student loan reform, it could give Democrats a clear political victory to pass reforms that would help the uninsured and also thousands of students across the country who last week protested rising higher education costs.

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Health Official Slams Insurance Industry

Wednesday, March 10th, 2010

The health industry is taking more heat today. Health and Human Services Secretary Kathleen Sebelius called them out, telling executives they need to choose between short-term profits and a “sustainable health insurance market.”

Sebelius told members of America’s Health Insurance Plans (AHIP) to consider what customers were going through. “Can you blame them for thinking the system’s broken when their health insurance – which is supposed to protect them from exorbitant health costs – still forces them to pay thousands of dollars out of their pocket each year?”

White House officials have been mounting pressure on insurers in recent weeks. They are calling for medical insurance executives to release details on skyrocketing premium increases. Officials want to know where the money is going and how much of it is actually covering medical costs.

Sebelius says health insurers are working against Obama’s healthcare overhaul. Insurers have millions of dollars set aside to launch ads against health care reform legislation. “You can choose to continue your opposition to reform,” she said. “If you do and reform goes down in defeat, we know what will happen. By next March, premiums will be taking an even bigger bite out of Americans’ wages.”

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Thousands Rally to Support Obama

Wednesday, March 10th, 2010

President Obama has been working to rally support from Americans, and it’s working. Thousands gathered in downtown Washington to support his plan for healthcare reform.

About 5,000 people traveled from different parts of the country to participate in the march. Protesters criticized the health insurance industry and addressed increasing premiums. President Obama is citing such increases as the reason healthcare reform is desperately needed.

The rally comes at a time when Republicans warn that Americans don’t want Obama’s health bill to pass. Republican strategists have said that if Obama overhauls the system, Democrats will pay the consequences in the upcoming November midterm elections.

President Obama says he doesn’t know how the move will play out politically but that Americans are waiting for lawmakers to finish what he started, end a year of legislative struggle and enact legislation ushering in near-universal medical insurance coverage for the first time in the country’s history.

White House officials expect to pass the health bill by March 17th.

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Obama Reaching for Public Support

Monday, March 8th, 2010

President Obama is looking for public support on his health care bill. He is slated to speak to Americans about his plan for health care reform. The President says his bill will lend financial support to those who cannot afford good health insurance through government issued subsidies and will force the health insurance industry to stop denying coverage to sick people.

Lead Republicans have warned the President that Americans don’t want the government to takeover the healthcare system. And have asked the President to scrape the bill he is pushing and start over.

President Obama has included some provisions suggested by Republicans, and insist that healthcare reform cannot wait. Mr. Obama says government assistance is the only way to fix the system that has left millions of people without affordable medical insurance. Studies show thousands of individuals die every year because they have don’t have health insurance and can’t afford health care.

Mr. Obama is hoping to rally public support and House Democrats votes to pass his health bill even without Republicans backing. White house officials believe the health bill will pass by March 18, when the President leaves on a trip to Indonesia and Australia.

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How to Save Money on Healthcare

Friday, March 5th, 2010

As health care costs continue to rise, here are some ways to save money as reported by CNN.

1. Insurance companies often can compare costs for you at different facilities. Go to your insurance company’s Web site. Vitalone health will compare the costs from several leading companies to find the most affordable health insurance in your area.

2. The wisdom of crowds. Ask other people who’ve had your procedure how much they paid for it. The most efficient way to do this is to go to Web sites where people talk about their medical experiences. Here are a few, such as Steadyhealth.com and Chatterhead.net’s health chat.

3. Even if you have medical insurance, call around. Call hospitals and doctors’ offices and ask what they’ll charge for a certain kind of procedure. This can be very frustrating and hard to do because the office can’t always give you a straightforward answer, but it’s worth a try because it can save you thousands of dollars.

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Health Insurance Reform Won’t Pass Before Easter

Friday, March 5th, 2010

(Image: crschmidt under CC 3.0)

According to many prominent Democrats, the chances of healthcare reform passing Congress prior to the Easter holiday are very slim. Despite President Obama’s recent prodding to move quickly and have an up-or-down vote using budget reconciliation, House Majority Leader Steny Hoyer believes that the health insurance situation won’t be solved before Congress takes its spring break on March 29th.

What’s the reason for the delay? Many undecided Democrats in the House of Representatives want to closely examine the provisions for reconciliation with the Senate; if they approve the Senate’s bill, there will no doubt be strings attached that require near-immediate revision.

It may be too early for Republicans to celebrate. The bill has seen several delays and missed many deadlines, yet the affordable health insurance fight rages on. However, many rank-and-file Democrats just want to get the process over with–they want to steer the focus back to jobs before the mid-term elections. Further delay will only serve to jeopardize the possibility of re-election even more.

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Should Doctors Share Blame for Health System Downfall

Thursday, March 4th, 2010

Doctors are often considered angels of sorts. They work unprecedented hours and perform procedures that some call miracles everyday. However, the healthcare system in which they work under is only accessible to those with finances and out of reach for those affected by the ailing economy and financial hard times. A new perspective takes a negative look at doctors and brings into question whether doctors are partly to blame for American healthcare system that fails to provide affordable health insurance and thus adequate care for everyone.

According to the New York Times, a national leader in bioethics has cast his critical eye on doctors saying they have not done their part to help patients. Bioethics professionals are often called on to give their views on patients right and moral concerns in the medical field. In an editorial in The New England Journal of Medicine, Dr. Howard Brody, professor of family medicine and director of the Institute for the Medical Humanities at the University of Texas Medical Branch in Galveston, writes that the medical profession, unlike other groups, has made little effort to curtail future medical costs. Physicians, Dr. Brody maintains, are not “innocent bystanders” to spiraling health care costs but have been complicit in their failure to take an active role in curtailing them.

Doctors have skated below the radar during the entire health debate on the Hill. However, Brody feels lawmakers should address the role of doctors. He feels most physicians don’t put the interests of patients before their incomes and other motives. Brody says doctors ought to be honest about what technological procedures are increasing healthcare costs and helping few people.

Senators have not been able to agree on terms for fixing the health system that has left millions of people without good medical insurance and many others under-insured. President Obama is working on a final bill that he feels will remedy the healthcare problem. It is unclear what his final provisions will include and whether enough Democrats will get behind the bill.

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Dems To Flip-Flop On Affordable Health Insurance Reform?

Monday, March 1st, 2010

(Image: sun dazed under CC 3.0)

In the aftermath of the bipartisan summit, it’s looking likely that the Democratic leadership is planning to go for broke on healthcare reform. They are planning to use budget reconciliation, a process in which the House passes pending affordable health insurance legislation in the Senate with a promise to immediately revise certain provisions. The procedure only requires 51 votes in the Senate, but the reconciliation can only deal with budget- and tax-related issues.

Although Democrats have a sizable majority in the House, most of them are up for re-election this year. It appears that many are backing away from healthcare reform due to declining support among the public. Meanwhile, there is speculation that those who voted no on the health insurance plan changes aren’t wavering as much in their views.

How viable of an option is flip-flopping? The people angry at Democrats in the House of Representatives that voted in favor of the original bill won’t forget their initial support. Many of them will probably hold it against them even if they change their minds, while some independents may be turned off by the sudden about face.

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McCain and Obama Face Off on Health Insurance Reform

Thursday, February 25th, 2010

(Image: Chesi – Fotos CC under CC 3.0)

One of the most famous attendees of the bipartisan healthcare reform summit is Republican Senator John McCain. The Arizona senator and President Obama’s opponent in the 2008 election has been a feisty counterpoint. Some would speculate that some bitterness from the bruising campaign was in play.

John McCain wants each state to be treated equally in any bill, and is concerned with legislative process. He spoke up against the budget reconciliation option the Obama administration is considering to push this health insurance plan through.

At one point, Obama agreed with one of his comments, which took McCain aback with shock. However, there was still some back-in-forth. His presence is slightly puzzling, since he is not a ranking member of relevant committees. Although McCain has previously been known for bipartisan cooperation with Democrats (such as the 2002 McCain-Feingold campaign finance bill), he is currently facing a more conservative Republican primary opponent. Therefore, he may not have the flexibility to compromise, even though there is a surprising amount of common ground when it comes to affordable health insurance.

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