Health insurance for students is essential for a busy young adult’s life. Understandably, you want your policy to take effect as soon as possible. Most of the time, you will have to give your billing information and be charged for your first month student health insurance immediately.
The good news is that many student health insurance plans start coverage the next day! Other plans have bimonthly or monthly effective dates. The former usually means that if you apply for a policy at the beginning of the month, your coverage will begin on around the 15th or 16th. If a student apply later in the month, the students’ health insurance will become effective on the 30th or the 31st.
In the majority of cases, those seeking student health insurance coverage will not be required to take a physical before their policy takes effect, due to their age. That speeds up the process significantly. Ideally, you should buy low cost student health insurance before you need it.