Does Short Term Life Insurance Actually Exist?

Short term health insurance plans are obviously a reputable way to protect your health and finances for a limited period of time. But what about life insurance?

A short term life insurance plan is basically an oxymoron. Insurers don’t want to sell you a plan that effectively assumes that they will have to pay out in a very short period of time; if you aren’t expecting to, why would you buy a policy that lasts less than a year? Besides, suicide or other intentional death is excluded from these policies.

Most term life insurance is not available for a period of time shorter than five years. When looking for short term coverage for yourself, stick to temporary health insurance.

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