What Are Short Term HMO Health Plans?

Selecting among the many affordable temporary health insurance options available requires you to balance cost and coverage. If you want maximum coverage for a limited period of time, it is worth looking into short term HMO health plans.

Just like standard HMO plans, these short term health insurance plans allow you to pay only a nominal co-payment when visiting a doctor or filling a prescription. You can get a low short term health insurance quote for this type of coverage, because it’s not right for everyone. You have to stay within the provider network for health care services, and must seek a referral from your primary care physician (PCP) before the health insurer will cover any visits to a specialist.

However, you may be willing to tolerate the increased convenience in the case of cheap short term health insurance.

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