Do I Need Individual Life Insurance?

You may be wondering what life insurance and personal health insurance have to do with each other. Well, they both serve to protect your health and wealth in future years. Life insurance can be useful beyond the standard situations when it is recommended. Even if you’re purchasing as an individual, there are most likely people you love and would like to protect financially after you’re gone.
If any of the following scenarios sound like you, you may want to look into individual life insurance:
  • Single parent, custodial or non-custodial
  • Caring for an ill or aging parent
  • Not legally married, but in a long term relationship with your partner
  • Looking after siblings or other family members
Individual life insurance policies are often sold as a rider attached to individual health insurance plans.

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