American Medical Security (AMS) is a leading specialty lines insurer offering flexible and affordable health insurance coverage alternatives to group or employer plans.
MedOne Plus® plans allow you to choose an individual plan that meets your individual needs for coverage while saving money, since you can select from different benefits to create the right combination of services that maximize your health insurance budget. Co-payment options, variable coinsurance choices and co-pays are available as well. AMS and PacifiCare, a subsidiary of AMS, provide individual and family plans with enhanced member services including:
- 24-Hour Nurse Line and Audio Library — From rashes to headaches, allergies to stomach pain, the AMS 24 hour information program is a great source of general health information to supplement your physician’s care. AMS members simply call the 24-Hour Nurse Line toll-free at any time on any day of the week to speak with an experienced registered nurse about health concerns. As an AMS plan subscriber, you also have the option of listening to prerecorded information on many health topics in the AMS audio library.
- Discounts— Depending on your plan, you can receive discounts on prescriptions, dental and vision care.
- Online Assistance — AMS members can visit the online subscriber portal to check the status of claims and order new ID cards.
- Care Management —When your medical diagnosis requires special attention, AMS care management nurses can explain your options and help you understand your available benefits while you and your healthcare provider make better informed decisions about your care.