I have Pre Existing Conditions can My Group Plan Limit Me?

If you have pre existing conditions, your group plan may limit you for a while. Depending on the look back period the health insurance company may exclude health coverage for prior health problems. The government has regulations that put a cap on how long the group health insurance can exclude coverage for services related to the condition. In some cases your protections will vary, depending on the type of affordable group health plan you belong to. Check your family health insurance plan to see what rules apply.