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Top 5 Things to Remember When Shopping for Family HMO Insurance

  1. This coverage is affordable, but limits your flexibility.
  2. You agree to a specific team of professionals. With affordable family health insurance you will need to stay within a network or pay full costs.
  3. Before selecting a family HMO plan, you should find out if your current primary care physician is included in its network.
  4. There’s no filling out paperwork if you stay in-network!
  5. Your main out-of-pocket costs with  HMO insurance plans will consist of co-payments for prescription medications and doctor visits; these must be paid at the time of service.

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