Highlights of HMO Family Insurance include

  • Lower out-of-pocket expenses with family HMO insurance.
  • No deductibles or plan limits.
  • Low cost doctor office visit co-pays of $5-$15 with low cost family coverage.
  • Usually no or very low hospital deductibles.
  • No paperwork or claim forms.
  • You may have to shop around, but pre-existing conditions may be covered with HMO coverage.
  • Focus on preventative treatment.
  • Limited choices of doctors and facilities.
  • If you were to travel out of state, you are covered for¬†emergencies as if you were in the network.

National Coverage

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