Finding affordable family health insurance can seem like a daunting task when one or more family members has a pre-existing condition. Unfortunately, their health status may prevent the entire family from becoming insured under many plans.
In those cases, a family guaranteed issue health plan may be the solution. Such plans are legally mandated to accept all comers, regardless of any previous or current illnesses or surgeries. This can be reassuring to families dealing with rejection from other health insurance companies.
Some states mandate all that all health insurance for family consumers to be sold guaranteed issue plans, although they are available in all states. Most of these plans come with slightly higher premiums than standard family health insurance.
