Healthcare Industry News > Employer-provided health insurance benefit

Employer-provided health insurance benefit

Employees may owe it to themselves to review their employer-provided health insurance benefits when they are up for renewal this year. Many employers are looking for ways to decrease their costs and that can lead to important changes in workers' policies. Currently, only about 40% of workers take the time to either change or confirm their benefits package with their employer. The majority just "go with the flow."

Premium increases are a major change being felt by more employees. When employers are charged more for health insurance costs, they often pass those additional fees onto their workers. However, premiums are only one type of change.

Some employers are taking a closer look at dependents and spouses who are being covered on their plans. Some workers are guilty of adding non-eligible dependents on their insurance plans, for example. If those "dependents" are discovered, workers will be required to pay back every penny of coverage spent. Other employers are requiring proof that a spouse cannot be enrolled in their own employer's heath insurance plan before allowing them to be included on the worker's plan.

Health savings accounts are another option being promoted by more businesses but few workers are signing up for these programs. Employers are also cutting back on wellness programs, such as gym discounts, but more are offering to cover the costs of treatments to stop workers from

* required

* First and Last Name
*Your date of birth Month Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Day 01 02 03 04 05 06 07 08 09 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 Year 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993 1992 1991 1990 1989 1988 1987 1986 1985 1984 1983 1982 1981 1980 1979 1978 1977 1976 1975 1974 1973 1972 1971 1970 1969 1968 1967 1966 1965 1964 1963 1962 1961 1960 1959 1958 1957 1956 1955 1954 1953 1952 1951 1950 1949 1948 1947 1946 1945 1944 1943 1942 1941 1940 1939 1938 1937 1936 1935 1934 1933 1932 1931 1930 1929 1928 1927 1926 1925 1924 1923 1922 1921 1920 1919 1918 1917 1916 1915 1914 1913 1912 1911 1910 1909 1908 1907 1906 1905 1904 1903 1902 1901 1900
*Gender Select Male Female	*Smoker Select No Yes
*Zip Code	* Phone - -

Complete Health Insurance Guide
Health Insurance News Covered
Health Insurance at VitalOne
Family Healthcare Plans at VitalOne
How to Buy Health Insurance Online
How to Buy Short Term Health Insurance
How to Determine Your Health Insurance...
How to Determine the Right Health...
HealthCare Plans for Young Adults
 Children Health Insurance Plans
 What is a Co-Payment? a deductible?
 Health Savings Account (HSA)

 
Read Ana's HealthCare blog  How to Buy Individual & Family Healthcare Insurance Plans: Know what type of healthcare coverage you need because comparing Health Insurance Plans can be tricky, more of choosing Health Insurance