Who can you really trust?
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When shopping for a complicated product or service, we rely on individuals for their expertise and advice. If their knowledge of the product or service is weak, or they are not entirely forthcoming with information that we may consider important, we may purchase the wrong product or service. This can be costly financially or personally.
As such, trust in an individual or a company is important. Their reputation should speak for themselves more than they should.
It is expected by some futurists that in the next few decades, health insurance and health insurance costs will account for more than 50% of our economic output. Granted, we are also expected to live better, longer and healthier. Yet, it is obvious how important of a role a health insurance agent will play then.
It is not too different today, when we are approaching health insurance costs that account for 20% of our economic output.
Therefore, it is paramount that we as individuals or heads of households have access to reliable, intelligent and experienced health insurance agents that have our best interests in mind as opposed to their pockets.
Trust with your health insurance agent is extremely important today. There are so many carriers, plan offerings, and plan types that it is almost impossible to be able to decipher alone what is best for you.
What co-pay, deductible, co-insurance, exclusions, riders, maximums are right for you?
Only an agent that you can trust can help you answer that question.
Trust a competent and honest agent not just a friendly good sales person.
Bukky Olaoye | April 10th, 2009 at 1:37 pm #
I guess the question is still “who can you trust’ right?
Propably one of the ways to filter information might be to consider the years of experience of a broker.
You may also want to check with the Insurance Association in your region. It is absolutely important that we know what we are purchasing, particularly for healthcare insurance.