Too Thin For Health Insurance?

21 Oct, 2009  |  Written by Yamileth  |  under Health Insurance News

As the health care fight rages on in Washington, D.C., MSNBC has reported another example of why so many people are clamoring for some kind of health insurance reform. In Colorado, United HealthCare refused to insure a 2-year-old girl because they claim that she is underweight! Aislin Bates weighs just 22 pounds, which is below United Health’s height and weight standards. Her doctors insist that she’s simply petite for her age and that her small size is genetic.

This is also one of the pitfalls of becoming self-employed: her father left his job and tried to buy a family health insurance policy on the open market. The family, including little Aislin, had been covered by United HealthCare in the past through his old employer. Without being in that larger buying pool, their insurer felt that their standards didn’t allow them to underwrite a policy for his daughter.

While the girl is perfectly healthy, her parents admit that they have taken her to food therapy for her picky eating habits. However, don’t you think that would be a positive? In the long run, paying for this treatment now would be far less expensive than possibly paying for a stay in an eating disorder clinic later.

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