The Health Insurance Debate: What do you think?

28 May, 2009  |  Written by geilt  |  under Health Insurance News

An interesting article at the Daily KOS brings up some good questions and puts the Health Care Debate into Focus. They propose 3 different forms to bring us out of the “Health Insurance Crisis”

1. Medi-care like Plan
Run by the Department of Health and Human Services
2. Third Party Administrator
Run by third party administrators
3. State-Run Public Option
Administration is up to the states.

Notice I have only put the details pertaining to who runs the operation. That is really the main argument…who gets to profit or be burdened by this new system coming into play. It is not a burden if its generates a profit, but if there is no profit then it is a burden to maintain such as system. The perception of Healthcare, and being paid for it whether it is administrative services or actual bedside care, is very skewed. The consumer is left out, its all about who is going to boss the consumer around or allocate the funds. One way we are managed by greed and the tendency to deny payment, the other we are managed by laziness and the tendency not to care due to lack of motivation.

In all reality, I don’t think the consumer really cares about who runs the operation. The consumer would prefer something he or she could control, with options that could be tweaked and managed on their own. Forget WHO gets to administrate this mess, what is it going to do, whether its any of the three choices, for the consumer?

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