I need Health Insurance, What Should I do?

A question thousands more of us ask ourselves everyday.

Most of us have been used to getting our healthcare coverage provided through our employer, but this is changing. This is changing rapidly. More and more employers are either doing away with providing health insurance benefits or just simply providing some funds to employees and letting them choose for themselves what to do.

So this new reality in  health insurance has taken off our blanket of having our employer, usually through the human resources department, be our health insurance purchaser. They would do the research, analyze the carrier, weigh the options, and make the decisions. The decisions may or may not have been in our personal bests interest anyway, but they, the employer did the shopping for us. Who wants to deal with all that work of deciphering what to get, what to do.

Well, guess what? This  is now our job, we have to figure out what is the best health plan for us and our families. What is a fair price, how high of a deductible, co-insurance, prescriptions, maternity coverage, limitations, exclusions, etc., etc.

To begin this journey, many people have tried going online and requesting quotes, but 99 out of 100 times, all they get are aggressive telemarketers calling from a million different companies that are not even from the website that they submitted their personal information!

Yes, it is true!

Who knows who is calling them, from where, what company, and even if they are  licensed as health insurance agents anyway! This is happening today, everyday, to thousands of people.

Do I have your attention now?

Let me introduce you to VitalOne Health, our company is only responding to health inquiries for the clients that request it, period. Our company values the trust placed on us by the people that submit to us their private and confidential information. We do not use this information for anything else than to to provide you with assistance in attaining quality and affordable health insurance coverage. We are not a prospect marketing company.

We only represent the customer, the applicant, not the insurance companies. We are biased, yes! We are biased to our clients. We do not care what health plan our clients choose as long as it’s the one that is right for them. We are not a captive agency promoting only one health plan!

We have, do, and will, always represent our client!

You may have tried the rest, now do yourself a favor and try the best!