Health Insurance Woes: Illegally Rescinded Plans
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The Washington Post recently reported that Health Insurance employees are encouraged to rescind policies as much as possible. This includes going back into people’s medical history and extracting similar or same symptoms for major medical problems such as cancer. Imagine all the sudden finding out you had cancer and then being denied coverage because of some minute condition the company went digging for.
However, this is not entirely accurate, in fact, it is illegal. Any of the practices mentioned are not allowed. They can raise legal issues and can be fough tin court. However, not many know this. Often times people do not have the money to pay for legal defense, and are exhausted from new of illness already. Most of th etim eonly those with significant others, family or guardians that are wiling to fight and rexsearch on their behalf win at this.
Do NOT accept it when your insurance company denies you coverage. Fight it. It is not legal, and they are not permitted to due so. Threaten legal action and watch how fast they reinstate your policy.
