Governor Sebelius Claims That Health Insurance Is Not Affordable
Well I hope she explains her comments a bit more clearly. One would think that the government’s focus should first be on reforming Medicare and Medicaid which are not just expensive programs, they are truly unaffordable and very out of control. These are the programs that our government runs today yet they now want to say that in order to be more efficient they want to do more! I don’t think that’s really a good idea. Yeah, let’s bring in someone who definitely knows how to run things inefficiently, very costly, and with low quality.
Our government needs to fix Medicare first and foremost, then worry about wanting to run anything else. Our country’s Medicare program is very expensive and begs for plenty of management improvement. Our healthcare industry is one of our largest industries and our government wants to come in and sell us in the illusion that they are better suited for running this industry. Are we kidding!?
If you remove Medicare and Medicaid, our statistics begin to look a bit better with respect to costs. In addition, one thing is clear, there has to be some reform to healthcare. Yet, the reform has to be intelligent healthcare reform, not just the government telling us that their business running skills are better than our private sector. One piece of reform that needs to be implemented is to create the incentive to be insured whether through tax credits or by enforcing a penalty for those without health insurance that earn above a certain threshold.
This would bring a fairer participation by consumers. Due to the fact that health insurance is not either mandatory, strongly encouraged through financial benefits or financial penalties, many consumers that are healthy do not get insured and assume the risk, which we all pay for later on anyway. The ones who actually want coverage more than not are the unhealthy. If only the unhealthy seek health insurance and the healthy do not get insured, it then fails to spread the risk appropriately and thus fails to be insurance.
Government insurance is not the answer…