Each State Is Different

As obvious as this sounds, it needs to be emphasized, especially when it comes to the uninsured and the healthcare consumption per state. It appears that there are some clearly evident differences in addition to some subtle differences per state and, for that matter, even per regions. Therefore, it is healthy to maintain competition between health insurance companies to better serve each community’s needs.

Some may be more inclined for Medicare benefits and special care, others may be more suitable for student type health insurance, such as college towns and universities.

Also, there are ethnic differences that require different types of health plan offerings.

Yet, no matter the state — whether Florida or California, Rhode Island or Mississippi, Texas or Kansas — we need a country to provide a better access to health insurance carriers and products.

Health insurance is as important to each state as it is to our country. If we are going to be able to compete on a global basis, we need our workers to have adequate healthcare coverage for them and their families. Competition is good and private enterprise should work in balance with government to accomplish this.

Our uninsured numbers as a country tell a deeper story than just sheer numbers. This needs to be better understood in order to make progress. What are the reasons for being uninsured? Is it just transitionary and for how long?

Many bankruptcies due to healthcare costs occur when the ex-employee has lost their health insurance coverage. Also, many consumers simply don’t think it is important enough to purchase health insurance and figure that someone else will pay if they get sick.

There are many issues to resolve, but one is clear, we all need health insurance.