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Temporary Health Insurance

Are you currently uninsured or about to become uninsured? Do you plan on becoming insured again but not immediately? If you can answer "yes" to either of these questions, then you should consider buying temporary health insurance coverage.

Temporary health insurance, What to look for

As the name suggest, temporary health insurance is meant to take care of your health care needs for a limited period of time, usually from 30 days to two years. Most policies do not include routine care, such as immunizations, or coverage for pre-existing conditions (what constitutes a pre-existing condition is determined by the rules of your state and/or carrier ). Because the coverage is limited, the premiums are usually lower than what you would pay with a traditional individual health insurance policy.

Interested in buying temporary health insurance?

1. Decide if temporary health insurance is right for you. Because temporary health insurance is renewable for a maximum of 36 months (and sometimes less depending on the policy), these policies are not right for everyone. If you are going through a transition, such as graduating from college or looking for employment, then these policies may be a good choice.
2. Decide how long you need the insurance coverage. When you're comparing health care plans, you should have an idea of how long it will be before you can secure traditional medical insurance.
3. Compare all of your options. You can find policies offered by a number of companies in most states and at VitalOne we will help you to compare and find you the right health Plans that best fit your individual needs.

VitalOne is here to find you the most affordable temporary health insurance plan which also gives you the greatest amount of protection.


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