Short Term health insurance provides temporary medical coverage (usually lasting only as little as 30 days to as long as 2 years) that can help bridge the gap after you lose group insurance coverage, while you are searching for employment with insurance benefits, or while you are comparing individual
health insurance options.

HPA short term health insurance plans are designed to meet your temporary medical care needs and to give you a choice in terms of the coverage you want:

1. Deductible choice - You decide whether you prefer a deductible of $250, $500, $1,000, $2,500, or $5,000. This choice helps you adjust the cost of your insurance to work within your budget.

2. Provider choice - Unlike PPOs and HMOs which require you to work with a select network of care providers and medical facilities, HPA short term health insurance plans allow you to choose any health care providers you want without facing reduced benefits.

3. Plan choice - HPA offers multiple coverage options. You could choose to pay either 50% or 80% of your post-deductible medical expenses up to $5,000 when your plan begins paying 100% of your covered costs.

4. Coverage length choice - You'll even be able to choose how long you want your coverage to continue. HPA short term health insurance plans that last six or twelve months.

To decide if short term health insurance is the right choice for you, talk to a licensed agent for more details and to discuss your medical coverage options with one of VitalOne health insurance agent.
 

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