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Health Insurance Guide > You keep mentioning qualified medical expenses. What is that? You keep mentioning qualified medical expenses. What is that?These are medical expenses that are often not covered by more traditional health insurance plans. They include: 1. Health insurance deductibles and co-payments. 2. Dental services - not just cavities and cleanings, but also braces, bridges and crowns. 3. Transportation and hotel stays as they relate to medical treatments. 4. Care services that are on a long-term basis. 5. Both prescription and non-prescription medicines. 6. Vision care - not just glasses, but also Lasik surgery to correct bad vision.In most circumstances, HSA accounts can't be used to pay the premiums of your health insurances. Except: 1. If you are eligible and receiving unemployment benefits (both state and federal). 2. Premiums for a plan for someone that's 65 years of age or older (but not including Medicare supplemental policies). 3. COBRA premiums for qualified health insurance. 4. Keep in mind that you have to set up an HSA prior to incurring any expenses or those costs will not be eligible for coverage.
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